Always be sure to check your insurance policy to see if it covers other drivers living at your addressif not, you may want to add them if you know theyll be driving your vehicle. My teenaged child took my car without permission and was involved in an accident. The fact that he used my car (is that considered joyriding?) Insurance Limits. Some examples of personal information that someone might use are your Social Security number, credit card and banking account numbers, usernames, passwords, and patient records. Depending on insurance policies, the drivers insurance acts as secondary coverage according to DMV.org. We strongly recommend that you call an attorney as soon as possible. If you have explicitly excluded a driver from your insurance policy and they get into an accident in your car, you might be liable for damages, but your insurance won't cover them. . What do I do now??? I trusted him and he really had the balls to break that trust. Please explain why you are flagging this content: * This will flag comments for moderators to take action. Create an account to follow your favorite communities and start taking part in conversations. No, Wisconsin is a marital property state, she has equal rights to the car until a court says otherwise. First of all, you have a terrible boyfriend. Think of it this way: You own a dog and you ask your neighbor to walk it for you while you run errands. It is important to check with your insurance company to be sure you understand your liability risks if someone else drives your car and causes an accident. If your court order does not address this issue, then the other parent is likely not allowed to leave the state with your child, unless you give him permission. Secondly, he stole your car. This information will be broadcast in a data base which all police departments can see. The problem you may face is that you will not have any say in how the charges are brought, and there is a definite possibility that your teen could end up facing a jail sentence. Experienced lawyers. This doesnt influence our content. He lied. In both scenarios, your friend can be found liable as well, but the Dangerous Instrumentality Doctrine mandates that you take primary responsibility in the case of an accident. The most direct solution is to report the car as stolen. For example, if a friend takes your car without your knowledge, or a stranger steals your vehicle, youre not typically liable for any damages to the property of others as permission was not given (youd still have to pay for any damages to your own vehicle using your insurance, however). William gets into an accident that exceeds Bobs $10,000 of coverage. A: This is theft. See what other people are asking and the advice they're getting. Maintenance/Repairs. We strive to help you make confident insurance decisions. Prior results do not guarantee a similar outcome and Martindale-Hubbell accepts no responsibility for the content or accuracy of any review. New comments cannot be posted and votes cannot be cast. Copyright 1995-2023|FreeAdvice.com|15310 Amberly Dr, Suite 250, Tampa, FL 33647|Privacy Policy|Terms & Conditions|CCPA. If your car is involved in an auto accident, then you, as the vehicle owner, may be held liable for any damageswhether youre behind the wheel or not. Supplemental Terms. Martindale-Hubbell Peer Review Ratings are the gold standard in attorney ratings, and have been for more than a century. You can definitely take steps to help protect your car from would-be thieves. As a condo owner, what additional insurance do I need besides my association's master policy. So I apologize in advanceIm gonna try to explain this the best I can. They have impounded our '05 monty carlo and say they may keep it. 5. My wife and I are getting a divorce. If youre thinking about lending out the use of your car, truck, or SUV to someone, please exercise all due caution. Its time to tackle one of the biggest questions a lot of people have when a friend or family member borrows a car: If they get into an auto accident, am I liable for the damages? Of course, most people have loaned a vehicle to a family member or friend at some point in their driving lives. It seems petty but he was manipulative and lied to me during the entire relationship. Ask the court to make her give back the car. However, remember that insurance protection only goes as far as your coverage limits. Lawyers who have received peer reviews after 2009 will display more detailed information, including practice areas, summary ratings, detailed numeric ratings and written feedback (if available). Log In. You hand over the keys and a few minutes later you get a call that they were involved in a car accident and it was their fault. Tl;dr: my ex stole my car. When I went outside this morning, my car was gone. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Underneath? Martindale-Hubbell validates that a reviewer is a person with a valid email address. guide to appearing at magistrates court for drink driving offences. If you or a loved one is involved in an accident, after you get the appropriate medical attention, be sure to contact an experienced auto accident attorney for assistance. Thats not illegal? July 11, 2018. As soon as you discover your car was taken, you should: In most cases, if a friend or relative took your car without your permission, you will likely not be liable if they cause a car crash. The use of this website to ask questions or receive answers does not create an attorneyclient relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Unless you make it known that the child did not have your permission to use the car there will not be any questions asked about it. To summarize: The types of car insurance that follow the car in Florida are collision, comprehensive, and property damage liability. Fraudulent uses of . mmmmmm you mean your EX boyfriend !!!! If the police have already towed the car from your home, that means that they have identified your car as having caused a hit-and-run accident. Our opinions are our own. We have to "wait 15-30 days for a forfeiture paper to be served and then we can contest it if we pay 15 % of blue book . Who Can Be Liable for a Crash Caused by a Vehicle Recall? People who submit reviews are either individuals who consulted with the lawyer/law firm or who hired the lawyer/law firm and want to share their experience of that lawyer or law firm with other potential clients. One common thing that I've seen over the course of the last twenty-five years is . If it is your car and your name is on the That said, you need to understand that if you tell the police that your boyfriend took your car, without your permission, you are telling your insurance company that they are not responsible for the claim. If so, they might be included on your insurance and the damages will be covered just like if you were the one behind the wheel. ","acceptedAnswer":{"@type":"Answer","text":"I suggest that you immediately consult with a criminal defense attorney about the hit and run investigation pending against you. Whether it's romance, friendship, family, co-workers, or basic human interaction: we're here to help! The relationship between stepparents and stepchildren can be a delicate line. Answer (1 of 9): Your boyfriend stole your car. 2.) . and our For more information, please see our of the legal services to be performed is greater than the quality of legal services He took my car without permission while I was taking a shower. It is an issue to be dealt with during the divorce proceedings. Press question mark to learn the rest of the keyboard shortcuts. He was killed on impact when he hit a tractor trailer. I would not dump him over something like this. I do not make the laws. The licensed attorneys at Greg Coleman Law discuss different scenarios and how each may impact your liability in a car crash. If the accident involved serious bodily injury, it can and probably will be charged as a felony. You are using an out of date browser. According to my boyfriend, he has a car but he didn't had it at that time because he was getting it fixed so his son kept asking for rides all the time and I had no choice but to let my boyfriend use my car to drive his . of this site is subject to additional confidential relationship is or should be formed by use of the site. Lawyers solicited for peer reviews include both those selected by the attorney being reviewed and lawyers independently selected by Martindale-Hubbell. If he took it without permission and won't return it, that would be considered criminal. New comments cannot be posted and votes cannot be cast. While it is important not to jump unnecessarily to conclusions, you also need to act without delay to protect your financial assets. The drivers insurance would act as secondary (or excess) insurance.. Our opinions are our own. Simply file the claim as you normally would. Can you let someone else drive your car? If your teen is not listed on the policy, you have a problem. We offer free home and hospital consultations. He claims I gave him permission to drive my car and also claims he accidentally used my card. The disadvantage of this option, and why it is actually the most difficult choice, is that your teen will be subject to the full penalty of the law. I ended up calling his mother and she said he wasnt at home. The method in which you can prosecute him will definitely be more expensive than just letting it go. If a family member or friend does not have your car, did you leave it parked in a different place than usual and simply forgot the location? Your insurance company may or may not accept the claim but the only way that you can avoid criminal prosecution for a hit-and-run accident is to proactively consult with a local criminal defense attorney who specializes in traffic matters in the jurisdiction where your boyfriend had the accident. my boyfriend took my car without permissionnew braunfels high school bell schedule early release my boyfriend took my car without permission. Do Not Sell or Share My Personal Information. He truly did break your trust. We do not collect our attorney fees unless we recover compensation for you. constitute, an attorney-client relationship. We get this question a lot, and ultimately yes, if someone crashes your car, as the owner of what is considered an inherently dangerous tool you are responsible for any damages or injuries. The more quotes you compare, the more chances to save. If you have explicitly excluded a driver from your insurance policy and they get into an accident in your car, you might be liable for damages, but your insurance wont cover them. We strive to help you make confident insurance and legal decisions. For more information on Martindale-Hubbell Peer Review Ratings, please visit our Ratings Page on Martindale.com and our Frequently Asked Questions. That is, it is dad's car if Jeb and dad went . By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. No, if you ever gave her permission to use the car while you were married, then it is not theft. This question is important, because how you handle what happens after you conclude your car was stolen may determine your liability. Maybe your sisters car is in the shop or your neighbor needs to borrow your truck to pick up his new home theater system. 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